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evaluates the financial condition of institutions and assigns a one- to five-star rating for each with five stars representing the highest rating.

Institutions with satisfactory performance will generally receive a rating of three or more stars.

PATELCO is a Pleasanton, CA-based, NCUA-insured credit union dating back to 1936.

As of December 31, 2017, the credit union had assets of .06 billion.

You don't want to be left paying for a car that won't even start.

It's a good idea to have money set aside to cover emergency situations.

In addition, events since the information was collected may have altered the institution's financial condition.

Buying a new car is a big step, and it helps to find a good auto loan calculator that can help you decide how much car you can afford.

Overall, Bankrate believes that, as of December 31, 2017, PATELCO exhibited a good condition, earning 4 out of 5 stars for safety and soundness.

Keep reading for an analysis of how the credit union faired on the three major criteria Bankrate used to score American credit unions.

On Bankrate's asset quality test, PATELCO scored 40 out of a possible 40 points, exceeding the national average of 38.09 points.

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